Category: Action Items

“More than we want to know”

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In The Rabbit HOle

A blog post on emergency preparedness every single week?

Six years ago when I started writing the Advisories for Emergency Plan Guide, my daughter assured me that I’d have no problem coming up with an article every week.

“After all, Mom, you’ve always been indiscriminately curious.”

I’m not sure that was a compliment. But it IS the truth, so every week I am inspired to learn more and write about some aspect of preparedness. Sometimes they are pretty unconventional – like volcano insurance, or museum putty, or the difference between threat and risk.

But there’s one topic I don’t write about: guns.

You will have noticed that Joe and I pretty much stay away from writing about guns.

We take this editorial posture for several reasons:

  • Our focus at Emergency Plan Guide is mostly on people working together to improve their chances in a disaster. When people use a gun in a civilian setting, it’s not usually an indication of “togetherness.”
  • Most of our recommendations are for things that ordinary people can see the value of and can be put to use with minimal training. Guns take a whole lot of practice and STILL may not turn out to be effective. On the contrary . . .
  • Our readers come from around the country and increasingly from around the world. (Recent subscribers have come from The Philippines and Spain.) Rules and regulations regarding firearms vary tremendously; I don’t want to get any reader into trouble because I misled him or her or overlooked something critical.

All that said, I know that . . .

Many of our readers ARE interested in guns — just like I am!

Somewhere along the line I’ve written about my teenage days hunting quail and pheasant with my Dad. (I carried a double barrel 20 gauge – and was quick off the mark!)

I could certainly write about my eye-opening experience at the gun range in Las Vegas a couple of years ago – the first time I had fired a handgun.

And I could include info from other prepper blogs I subscribe to, and the endless stream of offers I get for free Glocks, free laser sights, free ankle holsters, plastic guns you can make yourself, bulk ammo, cheap ammo, bulk cheap ammo – you name it!

What prompted me to write today’s Advisory about guns?

With all that activity and interest, sometimes it doesn’t feel right just ignoring the subject. So when I came across the resource I’m recommending today, I was delighted!

One of the survivor blogs I get and read regularly comes from Aaron at In The Rabbit Hole. His focus in on “urban survival” and he offers blogs and videos to his fans: “How to Stop Worrying And Actually Be More Prepared.”

Sounds familiar, doesn’t it?!

Anyway, over the past couple of weeks he’s been running a training series made up of short videos. I started watching because they are short, and discovered a certain engaging quirkiness and a perspective I appreciate.

The third episode inspired me to action.

When I got to the third episode of the current training series, I knew I wanted you to see it too!

Whether you are a gun lover, a gun hater or scared of the whole issue, you need to see this short video, hear the story, and consider the advice. I haven’t seen anything as good for a long time.

I contacted Aaron and he kindly sent a link where you can sign up for the free series. It will be delivered one day at a time.  I suppose you can wait for the 3rd day to get the episode on guns, but you’ll want to watch day 1 and day 2, too. Same quirkiness and same refreshing perspective!

 https://www.intherabbithole.com/7-day-course/

Let me know what you think!

Virginia
Your Emergency Plan Guide Team

I just got episode 6 today, and am going  to go watch it now.

Insurance for Volcanoes

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Lava from volcano“It’s just part of living here,” one of Hawaii’s residents is quoted as saying over the weekend. He wasn’t planning to evacuate from his home, even though fissures were opening in his neighborhood and lava flows from the Kilauea eruption on Friday were approaching. “I’ve been through this a dozen times.”

As of today, though, he may be joining the nearly 2,000 people facing mandatory evacuation, not only because of fire and lava but because of dangerous gases.

If you have friends in Hawaii, or anywhere where volcanoes threaten eruption, you naturally have some important questions about protecting yourself. I had the questions – but wanted good answers. So, I started my research online . . .

l. is there such a thing as volcano insurance?

No. According to a CNN news report, “There’s no such a thing as volcano insurance or lava flow insurance.”

Yes. But the very next news item, coming from The Insurance Information Institute, https://www.iii.org/article/volcanic-eruption-coverage says the following: “Most home, renters and business insurance policies provide coverage for property loss caused by volcanic eruption when it is the result of a volcanic blast, airborne shock waves, ash, dust or lava flow. Fire or explosion resulting from volcanic eruption also is covered.”

Maybe. And a third news feature says, “It’s going to come down to your policy and your underwriter.”

Hm. So, onward . . .

2. So what MIGHT be covered?

State Farm insurance has a 2-page document about eruption coverage that feels authoritative. https://www.statefarm.com/simple-insights/residence/how-volcano-damage-is-covered-on-your-insurance  The article starts with the exact same quote that we saw above, from the Insurance Information Institute, namely . . .
“Most homeowners policies provide coverage for property loss caused by volcanic eruption when it is the result of a volcanic blast, airborne shock waves, ash, dust, or lava flow. Fire or explosion resulting from volcanic eruption also is covered.”

3. That language sounds encouraging. So what’s the problem?

First, note these two important weasel words that appear in both sources: “Most policies” and “[damage] resulting from.”
When you read “Most ” you must assume that there are some policies that do NOT cover volcanic eruption. And when you see “resulting from” you must ask, “What else could cause this damage?” That’s what brings you to the exclusions.

4. What are the exclusions?

If you’ve been subscribing to Advisories from Emergency Plan Guide for a while, you probably can provide at least some answers to this question.

Here’s more quoting: Most homeowners insurance policies do not cover damage from earthquake, land tremors, landslide, mudflow, or other earth movement regardless of whether or not the quake is caused by or causes a volcanic eruption.”

The key word here is “earth movement.” THAT seems to fall under coverage provided by earthquake insurance. Here in California it’s a totally separate policy offered by companies through the CEA – California Earthquake Authority: https://www.earthquakeauthority.com/ (There are limits on how much coverage you can purchase for the building and for personal property, and  also on what is actually covered. For example, demolition is typically NOT covered by the policy.)

And I take the sentence quoted in red above to mean further that if earth movement causes a lake to slosh over or a stream to divert onto your property, then the resulting “flood damage” would also not be covered. The typical homeowner’s policy does NOT cover flood damage. For that, you need a separate policy for flood insurance! (More on flood insurance here.)

OK, I now know more about separate earthquake insurance and flood insurance.

5. Can I get a special endorsement to my homeowners’ policy to cover volcanic eruptions?

If you live in a low-risk area, probably yes. But consider this list of states with ACTIVE volcanoes, meaning, you may NOT be in a low risk zone:

Alaska (98 known active volcanoes!)
California (21)
Hawaii (16)
Oregon (42)
Washington (16)
Wyoming

I could find no reliable info about possible costs for volcano endorsements.

6. What about damage to my landscaping, garden sheds, ditches and berms I put up to divert the lava flow, etc?

Not covered. And you won’t be reimbursed for efforts to remove lava or ash from the land afterwards.

7. What about my car?

If you have comprehensive coverage at the time of the eruption, and your car is overtaken by lava or burned up by flying cinders, it’s probably covered. And a vehicle crash that happens during or after a volcanic eruption would likely be covered just like any other crash. If you leave the car behind, and it is damaged over time by falling ash or dust, it probably WON’T be covered.

8. I rent. What about my personal possessions I had to leave behind?

Your landlord has no responsibility for damage to your personal possessions, so take as much as you can with you if you evacuate. If you have renter’s insurance, be sure take photos of your items (before and after if possible) so you can file a claim.

9. What about my lease if I have to leave my apartment or house?

Generally, your landlord must provide a “fit and habitable” place for you to live. If you can’t return to your rental because of damage, your lease will determine if you are eligible for any refund, if you have to pay any back rent, or if and how you can break the lease with no penalty. You should read your contract NOW so you are familiar with its terms. You should take those photos of your possessions now, eruption or no eruption. And if you try to cancel any long-term lease, be sure to get legal advice.

10. What else do I need to know?

Just as with flood and earthquake insurance, you must have the coverage before the disaster hits. In some cases, there’s actually a waiting period before coverage goes into effect.

A personal comment from Virginia – I’ve rented and owned and had both kinds of insuance. I’ve lived in flood country and earthquake country and climbed to the top of a smoking volcano. I even held an insurance license at one time. None of this makes me an expert on this particular subject. What I do know for sure, though, is that insurance policies by their very nature are difficult to understand. This may be a good time to review whatever policies you have so you know just what will be covered in a disaster — and what won’t be covered. Having that knowledge will make you sleep better and you’ll probably be able to negotiate better insurance coverage, too.

The more we know, the better prepared we can be!

Virginia
Your Emergency Plan Guide Team

 

CERT – The Good and the Bad

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If you’ve been following our Advisories for a while, you know that we base a lot of our preparedness activities on CERT principles.

Nicols with Honor Guard

In good company!

We took the CERT training in 2001 — more than 15 years ago! We continue to support the local team. The image shows me at a CERT Appreciation  Breakfast last weekend. I’m there with the Police Explorer honor guard.  (Had to get up close to those outstanding young people!)

What is CERT?

CERT, of course, stands for Community Emergency Response Team. It’s a training program that fits under the umbrella of Citizen Corps. The Corps is a Federal Program started after 9/11 to help citizens get involved in protecting their neighborhoods.

(I looked it up: Citizen Corps manages six programs — CERT, Fire Corps, National Neighborhood Watch, Medical Reserve Corps, Volunteers in Police Service and the Corporation for National and Community Service. All these fall under the umbrella of the Federal Emergency Management Agency, FEMA.)

According to the CERT website, its purpose is to “educate people about disaster preparedness and train them in basic disaster response skills, such as fire safety, light search and rescue, and disaster medical operations.” To see the whole detailed description, plus a few photos, head to the official site: https://www.ready.gov/community-emergency-response-team

The great thing about CERT

The training is standardized across the country.It is usually offered FREE OF CHARGE by coordinators from your city’s administration, local fire department and/or local police department.

CERT Training session

Training session – note “Buddies”

If you want to understand what would happen to your community in an emergency, I urge you to get this training! 

  • It’s fun, sometimes challenging, always well done. (Trainers are certified.)
  • You’ll make new friends of people you never would come into contact with otherwise.
  • You’ll review some first aid basics you learned way back when. Plus you will get a lot of new info like how to use radio technology and be ready for an active shooter. Follow-up programs let you practice using equipment like flares and fire extinguishers.
  • Your understanding of the role of First Responders will change.
  • And you’ll come out with some basic emergency preparedness gear: backpack or duffel bag, gloves, flashlight, face mask, etc.
CERT outreach

Earthquake outreach to the community

And after the training, CERT members can be activated to serve.

We’ve promoted our city’s program, and participated every year in one or the other of the ongoing trainings they put on. Along the way we’ve been called up by the police department to help at events like these:

  • Volunteers were requested at 11:30 pm to help with searches for lost citizens. (Both times, the lost person was older and suffered from some sort of dementia. Both times, the lost person was found, but only after he had spent the night outdoors, who knows where . . .)
  • We provided support to various city-sponsored community events, like fairs and races – staffing booths, directing traffic, etc.
  • CERT members did a door-to-door distribution of flyers to promote an anti-crime initiative. We also helped residents prepare for a possible weather event.

Every time we show up, we see some of our classmates!

Drill

Joe waiting for his assignment at a recent drill (before it started raining)

In this past year of significant disasters, other CERT members around the country have performed a variety of services. Some staffed HAM radio stations, others worked in emergency shelters. CERT members acted as wildfire spotters. Others supported community programs like installing smoke alarms, and helping manage pets during evacuations.

Where CERT is weak

All CERT trained individuals come out a lot more confident and a lot more knowledgeable.  They are ready to provide support to First Responders in emergencies.

Problem #1: After the training people go right back into a neighborhood where most of the others are still unaware and unprepared!

That training could be spread to more people in the neighborhood – but in most cases it is simply squandered.

Now that our city has nearly 2,000 graduates, they are trying to build a stronger community network of CERT grads. But they have run into a major problem that has plagued the effort for years.

Problem #2: The city, due to “privacy concerns,” is unable to share names and addresses of the people who have received the training!

This puts the burden of organizing a local neighborhood group on a single person or family.

What our neighborhood has done with CERT

We have been able to overcome this in our own local neighborhood, as you know. For years we promoted the class, month after month. Eventually we built up a core group of around 30 CERT graduates who were then able to attract even more neighbors – with or without formal CERT training — to join in our local neighborhood emergency response group.

How we built that neighborhood team is, of course, the story I’ve told in my Disaster Survival Series, just published. Our group’s success was based on CERT, our Homeowner Association’s support, and a lot of determined and committed people. I’ve documented all the steps we’ve taken in building the group.

Looking to promote more resilience in your OWN neighborhood?

There are probably a half-dozen or even more good training programs that would benefit your neighbors and could be molded into a neighborhood or group training program.

CERT has worked for us because it is free, nationally certified and recognized by property owners and the media. It is non-profit and is supported by our local First Responder community.

I recommend you find out more about CERT availability from your city’s Office of Emergency Management (maybe called the Department of Emergency Management, or Emergency Management Office). It’s possible only a couple of classes will be held each year, but in some communities there will be more. Find out! (If you can’t get training in your town, you can get some of the basics online. )

This is one tax-payer supported program that really pays off.

Virginia
Your Emergency Plan Guide team

We have taken the CERT ball and run with it because, unlike some of the alarmist survivalist factions, we don’t want to be totally on our own in a disaster! We want friendly and prepared neighbors all around!

 

Property Managers Responsibility for Emergency Preparedness

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Neighbors getting answers

Neighbors getting important safety answers.

How does your Property Management Company Stack Up When it Comes to Emergency Preparedness?

Do you live in an apartment complex, a mobilehome park, a condo complex, a retirement community, a gated community, or any kind of community with a Home Owners’ Association?

Does your community have a property manager hired by the owner or by the Association?

Or maybe you yourself are a property owner, doing your own managing?

No matter the exact ownership circumstances, it is important to

Include a property manager in your emergency preparedness planning!

Two important outcomes are possible.

  1. You could uncover that you have been making unfounded assumptions about the role and capabilities of the manager to protect residents in an emergency.
  2. Your investigation and follow-up discussions may allow you to improve emergency response for all your neighbors1

Emergency Plan Guide is not a professional property management company, of course, but we have owned rental property, lived under property managers and served on various boards and homeowners’ associations making decisions about most of the topics that follow.

And of course we do not know where you live as you are reading this, so we can’t know the regulations that apply in your state and city.

Still, we understand basic management responsibilities and can pose general questions that EVERY one should be able to answer!

Disaster survival questions for tenants, owners and managers.

Personal experiences give us a place to get started with questions. If you have ever lived in a property with a property manager, consider these:

  1. When you moved in, did you get a list of emergency procedures for the building or for the community? For example, did you receive a map showing the buildings and/or homes (including their addresses), location of fire extinguishers or hydrants, list of local emergency contacts including who to call after-hours, information about evacuation routes, etc.?
  2. Is there any specific info on disaster planning for people with disabilities? Older people with mobility challenges? How about planning for pets?
  3. Has that emergency information been updated regularly?
  4. Do you know where to find the most recent copy of emergency procedures?
  5. Has the community ever practiced an emergency drill or evacuation?
  6. Do you know the location of all the exits from the property? If they are habitually kept locked, do you know who would open them in an emergency?
  7. If you are on the second floor, or higher, do you have an emergency ladder? Are you allowed to practice evacuating?

Multi-story buildings have particular emergency preparedness issues. If you haven’t lived in a multi-story building, you surely know someone who does. Be sure they are asking questions like these . . .

  1. Have you been told/shown where all the stairs are? Do stairs lead up to the roof as well as down to the street? Are doors in stairwells locked?
  2. Do you know where fire alarms and fire extinguishers are located in or outside the building? (We assume you have a fire extinguisher inside your own dwelling.)
  3. Do you know what happens when the fire alarm goes off? For example, what does the elevator do? What happens to interior doors, if anything?
  4. Do you know what happens when power goes out? Again, what happens to elevators, doors, gates?
  5. Are all dwelling units on all floors protected with a sprinkler system?

The 22017 Grenfell Tower fire in London – in which 71 people died — raised the question of sprinklers. And more recently a fire in the Trump Tower in New York – in which 1 person died and 6 firefighters were injured – revealed that its upper floors (exclusive residential apartments) also did not have sprinklers. Moreover, the apartment where the one victim died did not have a working smoke alarm.

Every property manager should be able to answer these questions:

  1. Who makes the decision that there is an emergency? If the manager isn’t available, who makes it?
  2. How are residents alerted or notified about a weather emergency? Can they be notified if power is out?
  3. After a disaster, does the management company maintain a website where updates could be obtained?
  4. What procedures are in place for ongoing communications if the emergency lasts for hours or days? (For ex., a widespread health emergency requiring closure of the pool and clubhouse.)
  5. How would the community fare in a longer-term emergency? What about rent payments, trash collection, security? What about management personnel?
  6. Does the management company store any kind of emergency supplies? How are they rotated, inspected, etc.? Who has a key? How would supplies be distributed?

How to use these emergency preparedness questions.

  • As someone concerned with emergency planning, you can use this list to be sure you haven’t made any assumptions about your community that turn out to be incorrect. In some cases you may be able to come up with alternatives to what look like problems.
  • As a member of a community preparedness group, you can use this list to suggest improvements to your neighbors and to your management company.
  • As a member of an HOA Board, you can use this list to help your group identify and hire the best possible management company for your property!

Again, every community is different, so there is no one-size-fits-all management standard. But property managers play an important role in emergency planning and, in particular, in responding to an emergency. Whether they are prepared or not, people will turn to them for answers.

You may be able to reassure residents and management alike by making sure common questions get answered well before a disaster happens.

Follow through with your own property manager, and share with others who live in communities with managers. This is essential info.

Virginia
Your Emergency Plan Guide team

Addendum: It seems that most property management contracts do NOT include requirements for protecting residents. (I conducted an informal survey online with a group of professionals and received a couple dozen responses.) Nevertheless, as more attention is paid to disaster prevention and emergency response planning, the concept of a “standard of care” needs to be considered. In this case, if most professional management companies in your area are incorporating emergency preparedness education and practices into their services – or at least adding in a budget line item for it — the few that ignore it will stand out as not being up to standard. This could have a legal impact. Certainly, it should have an impact on the company’s ability to win business.

Radio Communications in an Emergency

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Anxiety

“I can’t reach her!”

In a major disaster, the chances are your telephones won’t work.

  • Handheld home phones (“rove-a-phones”) depend on electricity for power. If you experience an outage, your house phones may not work at all.
  • Old style land lines messages may go through when a home phone doesn’t work. But they have to go through a central office before getting distributed to another connection.  An earthquake or storm may cause lines to break or that local office to be damaged.
  • Cell phones “broadcast” your voice or data to antennas that are connected through a network of computers and then are re-broadcast from other antennas to the recipient’s location.  Even if you have a strong battery, if the antennas are damaged or the computers inoperative, cell phones won’t work.

The problem for everyone, no matter WHAT kind of phone . . .

System overload!

With everybody on a network trying to get through at once, the circuits (which typically can only handle about 10% of the total subscribers at best) will be overloaded and calls won’t go through . . . especially local point-to-point calls within the affected area. Remember these examples where service was shut down because of overload — people calling to check on each other, to share video, etc.?

  • Boston Marathon
  • Superbowl
  • Earthquake in SF Bay area
  • Mass shooting in Las Vegas

Naturally, you might ask, “Why not add more capacity to the system?”

Building more towers and more switching stations could make it possible for more traffic to be carried in an emergency. But since emergencies by their very nature are unpredictable, it would be impossible to know WHERE to put all this extra equipment. Even if it were installed, the overcapacity would then sit idle probably 364 days a year until it were needed.

So, massive infrastructure upgrades are not likely to happen!

What are our options?

If you personally are caught in an emergency  at home, check to see if you have (1) cell service, (2) home service and/or (3) hardwired landline.

If you do have cell service, keep in mind . . .

  • Calling locally may be difficult or impossible. Call outside your local area — for example, making a long-distance call to your out-of-town contact may work.
  • Use email and text — they require less bandwidth than voice and may get through.
  • Register and use the Red Cross Safe and Well app so family members can check there, instead of trying to reach you by phone.

Note: If you don’t have your cell phone, or it’s damaged, or the batteries have died, you will need to have memorized a few important phone numbers or be able to put your hands on a written list!

Now, if you are on the planning committee for a big event, you’ll want to find out more about temporary solutions like these:

  • A wireless network —  can be installed in a matter of hours, saving event organizers time and money on the overall cost of the project.
  • Mobile cell towers on wheels or light trucks, along with specialty antennas — boost network traffic capacity.
  • Low altitude airborne platforms hovering over an emergency (imagine a tethered helium balloon or a drone) — easily extend a communications network over a difficult terrain or dangerous location.

As for First Responders, in 2017 AT&T won a 25-year contract from FirstNet to build and run a broadband network that will cater to first responders including police officers, firefighters, and emergency medical services in all 50 states. More about this as we learn it!

Another option for keeping in touch locally — walkie-talkies.

When all phones are down, maybe for an extended period, you’ll want to consider walkie-talkies, or hand-held radios.

They are an inexpensive and practical way to communicate within a neighborhood between family members, emergency team members, etc. While their range is limited to a mile or less for most inexpensive units, that is usually sufficient for communicating within a neighborhood.  After all, since the frequencies are public, you really don’t want to be receiving other communities’ conversations in the middle of your activities.

Why are walkie-talkies able to communicate when telephones can’t? Simple. These two-way radios are self-contained, providing their own power from rechargeable or replaceable batteries. They broadcast directly, point-to-point on the Family Radio Service (FRS) and General Mobile Radio Service (GMRS) assigned frequencies without the need to go through any central office or computer.

Action Item:  What are the chances your neighborhood could be hit by a storm? What about your workplace? Could you could be trapped? Consider keeping a walkie-talkie in each room of the house or office so that you could communicate with rescuers on a pre-arranged radio frequency.

There’s much more here at Emergency Plan Guide on the subject of communication and the discipline of emergency response team volunteers in using the different radio frequencies. Check out the links below, and consider picking up a pair of walkie-talkies for practice. You can get basic ones starting at around $20 a pair. We use ours in emergencies, but also when we’re camping, at conventions or the fair, and certainly at big entertainment events. They are an alternative to your cellphone that you may never have really thought about.

Joe
Your Emergency Plan Guide Team

If radio communications are of interest to you, you may want to review these Advisories:

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Urban Survival Tools

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Wilderness survival is still — and always — a hot topic. But according to the most recent census, only 14 percent of Americans live outside a metropolitan area — 86 percent of us look to a metro area for jobs, activities and amenities. So when it comes to disaster preparedness, we need urban survival skills!

storm damage

A safe room anywhere?

As far as I can tell, urban or suburban survival translates directly into being prepared to shelter in place.

Let’s take another look at some of the requirements for being able to effectively shelter in place.

First choice for a great place to shelter — a safe room

Even in an urban setting, you may be able to construct a traditional safe room inside your house. If you are in full construction or upgrade mode, you would build your room to code and include safety and comfort features.  You might even go to the effort to make the room unobtrusive or even invisible, with a hidden door.

If you live in an apartment, though, choices are different. For you, the best idea would probably be to turn an existing room or an interior walk-in closet (big enough for everyone)  into a strengthened room that could better withstand a storm or even an incursion by bad people.

In either case, designing and creating a special room would take money — probably anywhere from $1,000 (VERY low end) to as much as $10,000.Whatever your budget, and whatever the home you’re starting with, here are 5 major areas to focus on.

1. Door and walls: reinforced steel door frame, exterior-style reinforced door that opens INWARD, and heavy-duty deadbolt locks. Get the best you can afford that won’t totally overwhelm the space or stick out like a sore thumb. Whatever you do, be sure to secure hinges with 3-inch screws and use 3 inch screws on the strike plate of your lock, too. Here’s an example of a deadbolt lock highly rated by Consumer Reports. The lock is expensive — over $100 — but as Consumer Reports points out, it’s probably not more than your insurance deductible.


Paint the door and trim to match the rest of the house. You may even want to consider a hidden door; take a look at this model, built by the well-known Murphy bed company:

As for walls, they can be reinforced by pouring concrete into the spaces between the studs, or adding a layer of kevlar or steel sheeting and then covering it with drywall.

2. Windows are difficult to reinforce, so plan a safe room with NO windows.

3. Water and sanitation: It would be great if you had a bathroom built in. If not, store water and get a camping potty, realizing you’ll have to empty it at some point. I’m a big believer in 5-gallon buckets for a variety of uses. Here’s one that serves as a portable toilet. (If you already have a bucket, you can probably get an attachable toilet seat for about $10.)

4. Ventilation: If your room is too tight, you won’t be able to breathe. Figure out appropriate ventilation (not requiring fans — remember, the power will be off).

5. Food and other emergency supplies: Your room is a good place to store your emergency supplies — food, emergency radio, lights, first aid, warm clothing, tools, etc. Don’t forget your prescription medicines.

Interested in more about safe rooms? FEMA has produced some very detailed plans, suitable for a professional builder. (Start your search here.)  And Wikihow’s article about building a safe room, here, is a good overview.

In the aftermath of the storm

Assume the storm is over, you and your family are safe, but your home or building has been partly damaged. What might you need in order to make sure it’s habitable for a while, since you have no place else to go?

1, Basic hand tools and construction supplies

If the power is out, power tools are out, too. You’ll need battery operated tools to start — and you’ll soon be down to hand tools. You probably have some of the following tools at home now, or can get them locally. Just be sure to have them BEFORE the disaster threatens. Your local hardware stores will sell out immediately.

And as you shop, consider quality. Poor quality tools are dangerous and ineffective.

This is a simple starter list. The more skill or experience you have, the more you’ll want to add.

With a good hammer, saw and/or hacksaw, and pry bar you can remove debris. I have used tools like these many times, and as a non-professional I’ve found that the right weight and size is really important. Too heavy, you just can’t wield the tool for very long.  Too light, it won’t do the job. Below, you’ll see some examples along with my comments.

  • Hammer 16 oz one piece flat for ripping. We’ve all used hammers, but the standard home hammer has a rounded head (so it doesn’t damage the wood) and a rounded claw (for pulling out nails). If you build a lot, your home hammer probably has a wooden or a rubberized handle to lessen the vibration. If you’re not really into tools, you may have a short handled hammer or tack hammer that you use to hang pictures. But for emergency use you need something different — something  TOUGH and HEAVY enough to rip apart debris. This one looks great, and isn’t expensive. (Click on the image to get current prices.)

  • These days we don’t use hand saws much, since everybody has a power saw. However, in an emergency your power tools will be useless. You’ll need a traditional, all purpose saw. This Stanley version is only 18 inches long, not as long as a carpenter’s serious wood-cutting saw, but I think it would be just right for in-close work.

 

  • Use leverage instead of your own muscle power!  Again, the right length and weight of a prybar is important. We have several prybars in our shed, from 12 in. long up to 30 in. (and one giant one for rescue). I find that a 24 inch bar is carryable, packable, and still long enough so you can apply the pressure you need.
  • You will definitely want a tarp and tape to keep out the weather. This tarp is big enough but not too big, and it’s not too thick, either. (The heaviest quality might work fine for a semi-permanent install, but in our experience is just too difficult to work with in a temporary emergency situation.) As for duct tape, I just assume you already have some!  (Again, click on the image below to see full details and price for this tarp, and to compare to others.)

Store these materials where you’ll be able to get to them when the storm is over.

2. Specialty tools for dealing with debris

Work gloves – get the right size!  These gloves, for example, come in six different sizes; they have a wrist adjustment, leather palms for a good grip, etc. Actually, Joe and I  have two pairs of gloves each in our Survival Kits, to start with.

3. Dealing with metal

Not everything can be disassembled by force. In an urban setting you may need to open metal cabinets, remove fallen ceiling ductwork, get into utility closets, etc.. To do this, you’ll need to unscrew, unlock or cut wire or metal. (A pair of safety goggles is a good idea, here.)

A very good multi-tool can be easily stored and can serve a number of these construction purposes. (Avoid a multi-tool with hammer. It won’t be heavy enough to do the debris management we’re talking about.)

Some of the very best Swiss army type tools have the usual blades and saws, including metal saws, and also include different size screw drivers plus a ratchet with multiple bits.  There are different models, and prices vary from around $120 to over $200, so it’s a good idea to shop.

Start your shopping by looking at the Victorinox Spirit Plus model, shown below. This is one of the very few products on Amazon that gets awarded five full stars by users. I’d look carefully at this one. It’s pretty pricey (around $150 as I write this), but superior in every way. Click on the image to get current pricing.


As a comparison, the Leatherman Wingman Multi-tool is one we recommend for carrying in your 3-day survival kit.

It has basic blades and screwdriver, and costs $35 – $40. (Click image to get exact pricing at Amazon.) Both the Leatherman and the Victorinox weigh about the same amount – 5-7 oz. – so that’s not a deciding factor.

As always, pick tools appropriate for the person using them.

Good tools leverage the strength of the user, but only when they are properly used. Be sure children know how to use any tools before including them in a child’s survival kit or handing them over for a child to do a job. (As I am sure you  have found, some kids are really very capable — but they need training!)

OK, that’s it for now. In an upcoming Advisory we’ll be talking about staying warm in an urban setting. Stay tuned. . . and in the meanwhile, get those multi-tools!

Virginia
Your Emergency Plan Guide Team

 

 

 

Evacuation Fundamentals

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“What do we do?”  “Where do we go?”

Evacuation MeetingAfter the wildfires last fall, we kept hearing these two questions from a number of our California neighbors.

The questions seem simple, but people were not satisfied with what they were hearing.

So, we invited the local fire department to address the topic at a special community meeting. Nearly 100 people showed up that evening to get answers to the questions we had sent in advance.

Here are some of the questions we sent, and some of the answers we got. I recommend you consider finding out what YOUR local First Responders would say if asked.

“How will we know if we are supposed to evacuate?”

An evacuation order can come from the governor, the mayor, or the fire department. In every case, once the decision is made, the order will be announced via television, radio, various social media (Facebook and Twitter), the app iAlert, reverse 911 services – and even loudspeakers on cars or trucks.

Your job is to be aware of the POSSIBILITY of an order, and be ready to act when it comes.  That means, at the very least, having your Evacuation Kit packed and your car full of gas. Having a battery-operated emergency AM radio will keep you up to date if power goes out.

“Where are we supposed to go?”

When an order is given, it is typically accompanied by a list of shelters that will be available. The addresses of the shelters will be given, and new shelters will be added as the incident evolves. (In our community, all high schools and community centers are prepared to serve as shelters.)

You can download the FREE Red Cross Shelter App for your Smart Phone and get a list of all open shelters in your area. (Look for Emergency App at the Red Cross site.)

Shelters are set up by the Red Cross and staffed by Red Cross and other volunteers, including CERT volunteers. Note that service animals are allowed in the shelters, but pets are NOT ALLOWED. You need to make arrangements for your pet beforehand!

“When is the best time to leave?”

Our speaker from the Fire Department emphasized that you do NOT need to wait for the order. You can leave any time you want – and sooner may be better than later. He told us that when the fire department arrived in one community where the order had just been given, everyone was already gone!

Of course, you don’t need to go to a shelter. You can stay with friends or relatives, stay in a hotel, etc. (If you have a pet, you may want to put together a list of pet-friendly hotels long before you might need one.)

Note: Once an order is given, and you have left your home, you will NOT BE ABLE TO RETURN until the official all-clear is given. Police need to be able to secure the neighborhood so fire fighters and other emergency personnel can move freely and safely.

“What about traffic?”

Cities usually plan for evacuation in phases, with specific traffic patterns laid out in advance. Streets can be converted to all-one-way. Unfortunately, in widespread evacuations as we saw in Florida last year, even freeways can become parking lots as everyone heads out in the same direction. (I don’t know why those Florida freeways weren’t converted to all-one-way!)

We saw during the Northern California fires, and later during the mudslides in Santa Barbara County that evacuation orders were delayed precisely because officials feared panic and traffic jams – and those officials have come under severe criticism. This is a tricky problem.

But it’s another reason for you to evacuate early if you can.

“How long can we stay in a shelter?”

Per the Red Cross, shelters stay open “as long as there is a need.” At the same time, while the shelter provides basic food and a place to sleep, the Red Cross recommends you bring your own supplies to make your stay more comfortable. On their suggested list:

  • Prescription and emergency medication · medical equipment such as a wheelchair/walker, oxygen, etc.
  • Extra clothing · pillows · blankets and sleeping bags
  • Hygiene supplies
  • Flashlight with extra batteries
  • Small board games · books for entertainment
  • Specialty snacks and juices for those with dietary restrictions
  • Baby food and formula · diapers
  • Beach chair or camp chair

You may NOT bring illegal drugs, alcoholic beverages or guns.

“What about people who can’t evacuate without help?”

Our Fire Department and the head of the Office of Emergency Management assured us that they know our community well enough to know where extra help would be needed – at hospitals, nursing homes, etc. Our speakers also agreed that having a current list of neighbors who would need extra help would be invaluable.

Unfortunately, putting together such a list is a challenge. In our senior community, our emergency response team attempts to collect information about neighbors. But some people are unwilling to provide the personal medical or financial information that would direct special assistance to them in an emergency. So, our list is always incomplete. Have you had success building a list?

“How should we prepare our homes before we leave?”

Fire. Here in California, where the danger is likely to be from fire, we are told by CalFire to take the following steps to protect our homes:

  • Build using fire-resistant materials.
  • Clear out underbrush and overhanging branches from around the home. (Create a “defensible space.”)
  • Block vents and under-eave spaces where embers can catch and smolder.
  • Remove curtains and move flammable furniture away from windows.
  • Remove flammable lawn furniture and other outdoors hazards.
  • Shut windows and doors and leave them unlocked.
  • Leave the lights on (to direct fire fighters if it’s smoky).
  • Do NOT leave water or sprinklers running (will lessen water pressure for professional fire fighters).

Flooding. In areas where flooding is the risk, suggestions include:

  • Make serious changes to the way your home is built: make sure electrical panels, appliances and heating systems are elevated, not in the basement.
  • Waterproof your basement.
  • Raise the whole house (stilts?).
  • Clean out gutters, downspouts and drains.
  • Move items you want to protect to a higher floor or to a safer place altogether.
  • Before you leave, turn off gas, water, and electricity if you know how and can do it without touching water or standing in it!
  • Put sandbags around your property.

Hurricane a risk? Again, some basic precautions before you leave:

  • Close storm shutters or board up windows with 5/8” plywood, cut to fit.
  • Install addition clips or straps to fasten roof to the frame.
  • Clean out rain gutters and downspouts.
  • Determine how and where to secure your boat.
  • Unplug radios, TVs, and small appliances (not refrigerator or freezer).
  • If you live in a mobile home or a high-rise apartment, evacuate for sure. These structures are more vulnerable to both wind and flooding.

Now, consider these last three steps everyone can take.

Start To Work Now On These Longer-Term Protections

Check Your Insurance.

By now, you should know if you are in a burn corridor, a flood plain, an inundation footprint (from a dam collapse) or in a coastal area where your home could be impacted by a hurricane or tsunami. The right insurance policy could help protect you in the aftermath of one of these disasters. It’s likely that your regular homeowner’s policy will not be sufficient. Check with your insurance carrier and do preliminary research yourself, online.

You can start here with our Advisory: Flood Insurance

Get Involved In Your Community.

With so many disasters happening lately, many people are taking political action to strengthen their communities.

First, they are forcing community leaders to reconsider zoning and building codes and their enforcement. (Think about the massive landslide in Washington State where homes were build below a hill that had been identified as unstable. Think about the new homes built flat on the flood plain in Houston.) People are demanding better emergency alerts and automated communications.

Second, they are building community emergency response groups, so knowledge and assets can be shared in case of a disaster. (You saw Joe and me at the table in the picture at the top of the article. Later — the inset — I jumped in to wave the information about upcoming CERT classes in our city!)

Neighbors are the true first responders — they are already there when the disaster hits. You want the most qualified neighbors possible!

Pack Your Evacuation Kits.

This entire article assumes you have a kit ready for each member of the family in case an evacuation is called. Our Fire Department speaker mentioned just three things: Food, Water and Medicines. For a more complete list, check out our complete list of Emergency Supplies — scroll down to the Evacuation Kit section.

This turns out to be quite a list. I hope it’s useful as a review or to stimulate some remedial action on your part.

Virginia and Joe
Your Emergency Plan Guide Team

P.S. This isn’t the entire list of questions we came up with for our guest speakers. If you are thinking of approaching YOUR fire department and police department, drop me a line and request “the full list of evacuation questions” and I’ll send it to you directly. Naturally, you’ll want to customize your list. But we have found over the years that by providing speakers with questions we get a much better presentation than if we just invite them to “come give us a talk about safety!”

Active Shooter in the School

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Escape From Danger in the Classroom

Run from classroom

Get this video at the link below

Prologue:

If you don’t find time to read this entire Advisory, please take the time to note and to WATCH one or all of the three videos at this school site. Here’s the link

https://www.sausd.us/Page/34190

Each video is on how to respond to an active shooter event in school. One of the videos is for elementary school classes, one for intermediate, one for high school. Each video is about 11 minutes long.

As a teacher, parent, and even as a student, you will find these videos valuable. They were made by the Santa Ana Unified School District (CA). They will give you a basic understanding of what you can do that may save lives.

Strong emotional reaction to a disaster

We’ve found that it’s usually pretty easy to talk or write about preparing for a natural disaster. After all, while ice storms or floods may be dangerous, they aren’t usually associated with evil or diabolic intent.

Of course, when the storm hits, people may experience fear. But preparation can help them get past that fear and start taking actions they know make sense.

When it comes to human-caused violence, or terrorism, though, like what happened on Valentine’s Day in Florida, people react differently. When we think of a person “out to get us,” we may feel fear, but we may also respond with violent anger – at the terrorist, at the terrorist’s family or tribe, at the police or military who are supposed to protect us.

Any of these emotions may help us get past the denial, the shock and numbness that also may accompany the disaster – but what then?

My own emotions have made me address this issue today.

Rather than rage helplessly, I want to share some ways to channel emotions for my own health and perhaps to help others. It comes down to being prepared with a plan.

Having a PLAN can channel emotions and save your life

This week we’ve seen a terrifying example of a terrorist action – the mass shooting of high school students and teachers in Florida. Thanks to on-the-scene video coverage we’ve seen fear – and horror.

Those early student videos also showed how emergency planning and practice saved lives at that school.

Law enforcement’s plan for an Active Shooter

Over the past few years police tactics for handling active shooters have changed. A dozen years ago, police called to a shooter event waited for reinforcements and collected all the facts of the situation before coming up with their plan.

But, since most active shooter evens are over in less than 7 minutes, waiting “to make a plan” makes no sense.

So today, the role of the police is a lot simpler. The first officers to arrive find, engage and stop the shooter as quickly as possible.

The school’s plan for an Active Shooter

In Florida, we also saw that students and teachers knew how to react. And while some students were killed before the plan could be fully activated, many were able to take the actions they had practiced, and save their lives.

I wanted to know what the situation is here in my own town.

Results of my informal quiz

Over the past few days I’ve quizzed several neighborhood children about the drills they have in their schools.

  • The first graders were very vague. Yes, there were drills. With the exception of fire drills, the children were not sure what the drills were for.
  • Middle school children were more definitive. Yes, they said, they had drills. Some enumerated fire drills, earthquake drills, and “lockdown drills,” but some didn’t distinguish. None of the children recognized the expression “active shooter.” They didn’t recognize the expression “Code Red.”
  • High school students – who had actually been locked down three months ago in a potential crime situation at their school – were pretty knowledgeable. They knew about Florida and active shooter was certainly in their vocabulary.

“Closing up the room and keeping away from the windows” didn’t seem adequate to me, though, and that’s what took me to the internet for my research.

Results of my research – the Santa Ana Unified School District videos

I viewed a dozen videos and found the Santa Ana videos to be best.

They build on the traditional Run, Hide, Fight training that has been around since around 2012.

The videos are specific. They start by recommending that teachers do a thorough assessment of the classroom and school in order to:

Identify escape routes

  • Map out multiple escape routes, including breaking out windows and ways to get out of a second story.
  • Identify hiding places and ways to construct barricades.
  • Suggest how everyday classroom objects can be turned into weapons if fighting is the only alternative.

Most important, the videos SHOW kids and teachers in action in a realistic setting.

And my recommendations

If you have children in school, I have some recommendations.

  • WATCH the videos yourself so you can discuss with your kids. Here’s the link again: https://www.sausd.us/Page/34190
  • Quiz your children about the “drills” they have at school. If they are vague, dig deeper.
  • Find out from the school administration what drills are held, what training teachers receive, how often, etc.

Without getting into the politics of gun ownership, it is clear that with the MILLIONS of assault rifles in this country, not to mention handguns and other rifles, an active shooter event could happen at any time. There have been 35 mass shooting events so far this year alone! (defined as 4 or more people wounded or killed)

Your children deserve the best training you can give them.

Virginia
Your Emergency Plan Guide Team

P.S. Since we’re on the topic of emotions vs. logic, I have to say that if having more guns would make us safer, we would ALREADY be the safest country in the world since we have by far the most guns.

 

 

Get Ready for the Next Power Outage

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Power Outage Alert

“Open Immediately — Power Outage Alert”

This arrived in my mail box yesterday.

The letter, from our local utility, tells me that power will be out all day Thursday while they are “performing maintenance . . . to ensure our grid is modern, reliable and up-to-date.”

Probably a good idea – power was out for several hours a month ago, and again in the middle of the night just two weeks ago.

These outages have generated a few calls and some questions from our neighbors! (They think we have all the answers.)

So I updated my research and decided there was enough there to warrant another Advisory!

Check to see how well YOU will do at answering these questions!

What causes power outages?

(Quick, see if you can name at least 10 causes!)

Just watch the news any night and you’ll be supplied with some answers to this question! In the category of unexpected occurrences, cars hit power poles, animals crawl into electrical circuit boxes (most common problem-maker — squirrels), trees fall onto lines, and flooding takes out whole substations.

In the anticipated-so-not-entirely-unexpected category, on April 20 of 2017 a geomagnetic storm rolled in and disrupted power in places all across the country, from San Francisco and Los Angeles to New York. Want more on this topic? Check out this article and current readings of the Planetary K-Index from the National Oceanic and Atmospheric Administration.  http://www.swpc.noaa.gov/products/planetary-k-index

Of course, not one of these accidents is why OUR power is going off next week. Rather, our outage is for routine maintenance. I found out that our utility planned for 35,000 scheduled maintenance outages in 2017!

That’s understandable. When repairs are needed, components have to be replaced or upgrades are required – like integrating new solar or wind into the grid — the system has to be shut down for safety.

A major outage is one usually caused by a storm or other natural disaster, like the 2017 hurricanes and the massive 2017 California wildfires. Major outages are so disruptive that outage statistics are actually kept in two categories: with and without major events!

Utilities have come under some criticism for not being better prepared for major outages. In fact, in California, where power lines have sparked fires, utilities have been sued for negligence in not maintaining the lines and equipment properly.

Finally, here in California we’re familiar with a fourth type of outage, the rotating outage. In situations where the grid is unable to supply the amount of power demanded – usually during a heat wave – sections of the grid will be turned off, in turn, to keep the entire grid from failing. Fortunately, this doesn’t happen often.

How long do power outages normally last?

Reliable statistics are challenging for professionals to gather, and nearly impossible for consumers to find. Here is what I have gleaned:

  • A rotating outage generally lasts only a few hours.
  • Here in our part of the world, recent planned outages have been scheduled to last for most of a day or all night. They say our upcoming outage will last 8 hours.
  • Unexpected outages caused by accidents or a blown transformer are usually managed within just a couple of hours.
  • And major outages can last for days, weeks and even months.

In 2013 Lawrence Berkeley National Laboratory started coming up with nationwide statistics for outages: “The state average outage ranged from seven minutes in Vermont to 1,100 minutes (more than 18 hours) in South Dakota. The national average was around 200 minutes.”

Since that year other agencies have maintained statistics, with complete reports available at U.S. Energy Information Administration. The most recent report, for 2015, shows average outages (not counting major events) of around 110 minutes.  You can get the full report here, with state-by-state stats.  https://www.eia.gov/todayinenergy/detail.php?id=27892

Who do you call when the power is out?

Call your local utility to make a report and/or get a report. Now, if the power is out, your home phone and internet may be out, too, so it’s a good idea to have the phone number programmed in your cell phone or written down somewhere!

Should I turn off my home’s power if power is out in the neighborhood?

Always a good idea to switch off lights, TV, stereo, desktop computer, etc. so that the system won’t overload when everything comes back on all at once. No real need to turn off power to the whole house.

Leave one light on, though, so you’ll see when the power comes back!

If SOME things don’t come back on, a circuit breaker may have tripped. Basic instructions for resetting a breaker:

  • Know the location of your fuse box or circuit-breaker box.
  • Turn off or unplug equipment that connects to the tripped circuit.
  • Push the switch firmly to the off position.
  • Flip the switch back on again.

Circuit breakers are notoriously stubborn. You may have to repeat the off/on maneuver more than once.

Can I drink water from the tap when the power is out?

In most cities the water purification and delivery system runs with the help of electric pumps. If the power goes out unexpectedly and the system is compromised, you will likely be notified to boil water you want to drink, use for cooking, even use for bathing.

If you always have a supply of bottled water, you won’t have to worry. For a longer term emergency, you’ll need a lot more than just a few bottles, of course.

How do I flush the toilet when the power is out?

The sewage system operates on a combination of gravity and electricity, too, so your toilet may not flush if the power is out. You can pour a bucket of water into the toilet bowl to flush it down. The bowl won’t refill automatically, of course.

How long will food last when the power is out?

Food should last in the refrigerator for several hours as long as you don’t open the door! However, after 4 hours some could start to spoil. For example, meat, fish, eggs and leftovers that have been above 40 degrees for even two hours can make you sick. Food in the freezer can last as long as 48 hours but only if the freezer is full.

The test for everything edible: if it smells funny, looks strange or you just don’t know- throw it out.

How should I prepare for an unexpected outage?

Good emergency preparedness habits include having some things ready all the time.

  • Keep your freezer packed as fully as possible. Freeze plastic containers or even plastic bags filled with water and use to take up empty space. (Leave room in the containers for water to expand when it freezes.)
  • Store several days’ supply of ready-to-eat food that requires no cooking. Choose canned or packed items you know you will have no problem eating once you’ve emptied the refrigerator of edible stuff.
  • Have several days’ worth of bottled water. Don’t waste clean water on jobs that can be done using water that is old or slightly dusty, like water from the toilet tank or from the rain barrel.
  • Be ready with flashlights and lanterns. Our rule – a flashlight in every room! Consider emergency lighting for hallways and bedrooms – lights that will go on automatically when the power goes out.
  • Have an emergency battery-operated or hand-crank radio so you can get updates about the outage from authorities. Our most looked-at page is this review of emergency radios.
  • Be prepared and determined to remain calm. Treat the outage like an adventure instead of an emergency!

How should I prepare for a planned outage?

  • Fill extra containers with water to carry you through the outage. Use buckets, big pots, even the bathtub. Keep clean water available for drinking; use bathtub or bucket water to flush the toilet. Here are some more ideas for how to store water.
  • If there’s a chance that items in the freezer may defrost, put things like meat on a cookie sheet so their juices won’t contaminate the rest of the space.
  • You may want to buy block ice and fill a freezer chest with selected small items so you don’t have to open the refrigerator. (We pulled our chest out of the garage this morning in preparation . . .)
  • Distribute emergency lighting throughout the house and note where the flashlights and lanterns are located. Be sure you have extra batteries of the right size. See more information here: https://emergencyplanguide.org/emergency lanterns/
  • Charge your cellphone and have back-up chargers available. (They have become very popular and cheaper. Check out the model below in the P.S.)
  • Your heater may go off. Have extra blankets near your beds.
  • Make sure you have shoes or slippers so you aren’t moving through the dark house barefoot.
  • Clear floors of toys, small furniture, etc. to avoid tripping in the dark.
  • Don’t start laundry or the dishwasher if the outage is imminent.
  • Turn off and unplug sensitive electronics.
  • Make arrangements for back-up power for any necessary medical equipment. (Call the manufacturer for suggestions.)
  • Know how to open your electric garage door from inside.
  • Keep your car’s gas tank full.
  • If it’s too hot or too cold, consider going to the movies, to an air-conditioned mall or to a cooling shelter.

Maybe the best idea of all?  Consider going to stay with friends or relatives while the power is out.

This may all be familiar territory for you. But if it triggers an idea that you can implement to make your next outage just that much safer and more comfortable, that’s what we want!

Good luck!

Virginia
Your Emergency Plan Guide Team

P.S.  More on power banks:

Anker 10000 Power Bank for iphone, Samsung Galaxy, more.

Power banks really are useful. I used one just last night when I was away from home with a long call planned.  (We were testing a new emergency communications app.)  This bank is “Amazon’s Choice” for portable chargers. Click on the image to get current price and full details.

Preparedness Checklist for 2018

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Lists work. They’re easy to figure out, satisfying to check off. Here’s one to get us all going toward some new levels of preparedness for 2018.

Review or reminder?

For a few people, this will be review. But for most of us, at least one of these items will cause a grimace or even a slap of the forehead because we know we should already have dealt with it!

There are more ideas and resources below the chart. But take a quick first look.

Which item should be first on your list?

Preparedness Checklist for 2018More resources for items on the list.

  1. Homeowners’ insurance may not cover water damage to the stuff in your basement. Neither may flood insurance! If you rent, what about the items stored in your “cage” in the parking garage? You will never really know what’s covered until you pull out your policy and go over it with your insurance agent. Here’s an Advisory that will give you more questions to ask about any insurance:
    Flood Damage Not Covered By Insurance
  2. What was a good place to head for last year may have changed. Update your plans, particularly if you have children. Pick an assembly place nearby – like the big oak tree at the back of the lot – and another place further down the block or even across town. Can your family members FIND these places without the maps in their phones?
    Get Out Now — Family Evacuation Plan
  3. Every homemaker knows this, and knows how to do it. In a survival kit, just pull and replace everything! (You may discover that more and more canned items now are self-opening. Yay!) On the kitchen shelves, load at the back, eat from the front. Basta.
  4. I finally got far enough ahead on my blood pressure pills to have 10 days’ worth stored in my survival kit. But they’ve been there a while . . . And as we all know, over time pills lose their effectiveness, band aids lose their stick, bottles dry out, tubes ooze. Your first aid kit could actually do you harm if it’s not up to speed.
    First Aid Kit Failure
  5. Seems as though it would be easy to run outside in a fire, doesn’t it? But people are trapped and burned every day. Practice with your family! Make sure you know two exits from every room, how to get down from the second floor. What’s your agreed-upon signal for a home invasion threat? Every individual needs to know how to respond. If all your children know is to come screaming for you, you have NOT trained them properly.
    Escape from Burning House
  6. People around you could turn into rescuers – and even into friends. It can’t hurt to be open to meeting more of them. Besides, it’s just a neighborly thing to do. And if you have a neighborhood emergency response team, invite them to come and find out more.
    Build a neighborhood team
  7. Memorize important phone numbers. Assume phones won’t be available in a car wreck, a storm, or an earthquake. Memorizing is healthy brain activity, too!
  8. Computer companies compete to be your back-up service. But where do they PUT your files, and how to you access them if your computer has been destroyed? Have at least 3 back-up methods: onto your own computer, onto a separate physical hard drive stored off-site, and into the cloud. Test whatever procedure you have put into place. Just having a COPY of something doesn’t mean you can necessarily start right back up to work.
  9. Did you know that if one roommate applies for relief from FEMA, the other roommate may not be eligible? Do you know who would have to sign off for you to get an insurance payout on your house? We all tend to let legal questions linger . . . 2018 is the year to clean legal issues up for a number of reasons, not least of all to get them off your mind.
    Legal problems surface after flood
  10. Emergency preparedness isn’t supposed to be all long faces and determined expressions. It’s supposed to be positive!  What would be fun for you and your family? Learning to tie knots? Identify edible plants? Start a fire without matches? Operate a HAM radio? Take a course in basic self-defense? Do the CERT training? Every one of these skills will improve your knowledge, improve your confidence, and make you better prepared for any emergency!
    Tie the right knot!
    Ham radio operators play key role
    Self-defense for the rest of us

OK, I think that should do it!  Post this list somewhere handy, so you won’t overlook these items. What else should we add to the list? Just let us know in the comments!

Virginia
Your Emergency Plan Guide Team

P.S. While we’re still on the positive aspects of preparedness, don’t miss my most recent Top Ten list!  It’s a collection of comfy camping items that would make ANY trip so much more pleasant — and fun!  Here’s the direct link: https://emergencyplanguide.org/top-ten/

 

 

New Threats Emerging

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What 2018 is looking like for Emergency Plan Guide

Wet FloorThe Emergency Plan Guide website has been up since 2011. Its main objective has stayed the same since those first days: to help people understand disaster realities and be better prepared to face them.

Three realities continue to sustain the site.

(If you’ve been with us for a while, this will be mighty familiar!)

  1. Emergency Preparedness isn’t top of mind for anybody. When asked, people say they want to be ready – they just don’t think about it on any regular basis. That’s why we came up with the idea of weekly Advisories, filled with tips and reminders. Since 2011 we’ve written hundreds, covering dozens of different topics. (Right now I count 297 in the list of Archives. A number of older Advisories have been retired, and several are being reworked.) People keep subscribing, so the Advisories will keep on coming!
  2. Family preparedness is one thing, workplace preparedness is another. You’ll see that we address both on a regular basis. We also address a third aspect of preparedness that very few other websites even mention – the importance of community and the value of working together as a group to prevent or make it through a disaster. Much of this planning is based on CERT (Community Emergency Response Team) training.
  3. Authorities do their best, but . . . Police and fire departments, local and federal government and non-profit agencies may not arrive for hours, days or even weeks after a disaster hits. We hear about new instances of delay, and we use them to keep reminding our readers that no one is coming to save them – it’s up to us.

OK, that’s three of the core beliefs that drive us. What drives YOU to work on being prepared? What threats are keeping you up at night? Keep reading, please.

Seven trends will be guiding our plans for 2018.

Some of these trends have been around for a while, but have pushed themselves to the top of the heap, demanding more attention.

  1. Technology changes faster and faster. Five years ago we might have written about how to use a compass and a map; today we write about personal locator devices (GPS) that will direct rescuers right to you! Smart phones have become THE primary tool in every survival situation; in the past several months solar rechargers have supplanted batteries as the best way to keep devices functioning. At the same time, more technology also means more security risks. Watch for an upcoming series on hacking threats to your home from the internet.
  2. There’s a new normal for natural disasters. In Texas, three 500-year floods occurred in the last three years! In California, three years of historic drought have been followed by the “most destructive wildfire season ever.” Some areas in the world – like Florida – are “hot spots” where sea level rise is 6 times faster than average. Add “normal” emergencies to these locations and it becomes a nightmare. Shelter in place doesn’t work well for these disasters, so watch for more info on how to prepare for evacuation.
  3. Deliberate cutbacks threaten (FEMA). Proposed budgets, not yet passed, aim at cutting federal emergency funding by nearly $1 billion! Local budgets are cutting police and fire department funding. This leaves citizens on their own more than ever before. We have three books on the drawing boards to strengthen citizen response; the first one should be coming out before the end of this year.
  4. Terrorist threats and hate crimes continue. ISIS may have lost its caliphate, but U.S. home-grown terrorists are alive and well. And hate crimes have risen in the U.S. for the second straight year. I guess we can’t change people’s minds about religion or ethnicity – but we can talk about how to spot a potential crime and what to do when you do. And we will keep talking about steps communities can take to increase safety. (Did you know that after the shooting at Sandy Hook, Connecticut passed new requirements and made money available to improve school safety, but barely 25% of schools are reporting that they have even held fire drills, much less hardened facilities or practiced lockdown drills!?)
  5. Risk of nuclear war reemerges after 3 decades. Almost impossible to contemplate. As older Americans, we remember the drills of the 50s. Watch for more as we struggle to consider the realities of this threat.
  6. Most people cannot retreat to the wilds and live off the land. The last census in 2010 showed 80% of the U.S. population living in “urban areas.” Here in California, that percentage was 95%! Today those urban percentages are only higher. What this means is rural lifestyle, which fosters self-sufficiency and encourages learning and practicing wilderness survival skills, is simply not available to most of us. Yes, we can enjoy learning more of these skills, but a plan to “bug out” to the wilderness is unrealistic. We will address more urban survival skills.
  7. We all face more distractions. Driving, devices, politics, health, family — it’s hard to be clear about objectives, much less to follow through. People are also reading less and less — the average American spends only 19 minutes a day reading! These facts have led us to turn more Advisories into quick read worksheets and skimmable checklists – and almost always, a Call to Action! (Nothing like having a background in direct marketing and advertising.)

Now, when it comes to emergency preparedness, what’s on YOUR mind?

When you sign up to receive our weekly Advisories, I get the chance to see the town your message is coming from. But that’s all I know about you!

Occasionally, people write in with a comment or question, and then we are able to begin a real conversation. (I like that a lot!)

After all, I’m researching and sharing information that I trust will be useful. If it’s not – well, it’s a waste of your time and mine.

So . . .here’s that Call to Action.

Can you please take a moment and send me a quick message with some trends or some topics YOU would like to discuss? I can promise I’ll respond!  (I’ll keep your name private, of course.)

Here’s the link:  Virginia, here’s what’s on my mind . . .

Thanks for being a part of our community. The more we all know, the safer we all will be.

Virginia
Your Emergency Plan Guide Team

 

 

Winter Storm Prep

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Winter storm

Photo via Pixabay by Free-Photos

How To Protect Your Home–And Your Family–In An Emergency

Intro to this week’s Advisory – From time to time, readers contact me to offer a suggestion, a correction or, happily, a Guest Advisory! This week is an example. It was written by Oliver Lambert, co-creator of DisasterSafety. As its name suggests, his site focuses on safety resources including but not limited to hurricane, flooding, wildfire, blizzard, earthquake, and tornado. His  mission is to provide the most updated and accurate info on how to stay safe before, during and after these disasters. For those of us who like to-do lists, this article has what you need for several of them! And if you want even more info, follow the links included.  Thanks, Oliver!

Winter can be a fun time for many families, especially on snow days; sledding, building snowmen, and drinking hot chocolate are some of the best parts of cold weather.

However, winter storms can cause hundreds or even thousands of dollars’ worth of damage and can leave your home–and your family–exposed to the elements. Even if there’s no damage, there may still be power outages and other issues that can lead to emergency situations.

Fortunately, there are some simple ways to prepare for a major winter storm, and it’s important to do so as soon as the weather turns cold. In many parts of the country, fall and winter are unpredictable seasons, meaning the snow could fly at any time.

Being prepared means having the right tools to deal with Mother Nature plus a plan for your family’s safety.

Read on for some of the best ways to get started.

Winter Prep your home

It’s a good idea to walk from room to room inside your home and look for ways you can prep them for winter weather. This means reversing the direction your ceiling fans turn in so they’ll push down the warm air that collects near the ceiling; having your fireplace and chimney checked and cleaned; laying aside enough firewood to get you through the season; checking and replacing furnace filters and making sure the unit is in good working order; installing a carbon monoxide detector or replacing the batteries in the one you have; and protecting your pipes from freezing. For some tips from professional property managers on how to help your pipes stay warm even in freezing weather, read on here.

Think emergency

It’s important to think about how you’ll handle an emergency. If the power goes out, or if you get stuck inside your home due to heavy snowfall, what will you need to get through several days?

Backup generators, kerosene heaters or wood burning stoves (CO warning!), flashlights, extra batteries, a small radio, blankets, a reserve of food along with any cooking tools you’ll need, medication, and anything your pets may need is a good start.

Make a list and ensure you have everything you need to get yourself and your family through an emergency.

For tips on how to handle heating when the power is out, check out this article from the Red Cross.

Stock up on tools

Bad weather in winter means you’ll likely have to do some shoveling, so stock up on salt and make sure you have the right tools, including sturdy gloves that will protect your fingers from the cold and a shovel that’s in good shape. (The Red Cross article mentioned above reminds you not to overexert yourself in cold weather, too!)

Remember to have a camera handy for when the storm is over so you can photograph any damage for the insurance company. This includes damage to your roof, windows, deck, and gutters. If possible, take “before” photos of these areas in the fall, before the first snow. For more tips on how to handle any storm damage, check out this article from the real estate professionals at Redfin.com.

Get your car ready

Winterizing your car will take some collaboration between you and a mechanic, who can check  fluids, tires, and windshield wipers and make sure everything is ready for the cold.

What you can do is stock the car with a jug of water, blankets (foil emergency blankets are compact and inexpensive), flares, a spare tire and set of tools, a flashlight, and a bag filled with snacks such as granola bars in case you get stranded for a little while.

Look outside

The exterior of your home is just as important as the interior when it comes to a winter storm. Branches that are dead or hang close to your house should be trimmed so they don’t become weighed down with ice, and the gutters should be cleaned so icicles don’t form and clog them up. Clear walkways and make sure you have plenty of salt or brine on hand to keep them from becoming slippery hazards.

Remember that each family member should be aware of your plans for winter weather; talk about what you’ll do in case of an emergency and where everyone should meet in case you get split up. Keeping communication open will ensure that everyone stays safe.

Thanks for reading, for making your own check-lists, and being ready for winter.  Here in Southern California we continue to have historic high temperatures — 91 degrees on Thanksgiving Day! — and NOAA (National Oceanic and Atmospheric Administration) says that two-thirds of the continental US will likely experience warmer-than-normal conditions this winter season. So, things may not be quite as bad as they could be!  

But no matter the long-range outlook, a cold snap or two will surely happen. Be ready.

Virginia
Your Emergency Plan Guide Team

 

 

5-point Safety Checkup for Daylight Savings Time Change

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Emergency waiting to happenJust waiting for you to make a mistake!

It’s “Spring Forward, Fall Back” time here again this weekend. Along with re-setting the clocks, this time of year now has expanded to include reminders for emergency preparedness.

Of course, you know about checking the batteries in your smoke alarm. But that’s just the start! So read on, for some simple actions that if overlooked could put you in BIG trouble.

To the extent that your safety and security depend in part on your neighbors’ preparedness, be sure you share this list with them, too!

1-Change the batteries in your smoke alarm.

You should know this statistic from the National Fire Protection Association by heart: Three of every five home fire deaths resulted from fires in homes with no smoke alarms or no working smoke alarms.  Nuff said?

And here’s a real life story to go with the statistic.

A couple of years ago on a Saturday, the local fire department, police department cadets, some EMTs, and the Red Cross, supported by our Neighborhood Emergency Response Team, installed 461 new smoke alarms in our neighborhood! (Funded by a grant, in case you’re wondering.)

The alarm packaging said, “10-year guarantee” so naturally we were all annoyed when people began reporting that their smoke alarms were “chirping.”

Here’s what we discovered about alarms chirping:

  • Nearly all people who heard the chirping incorrectly identified where it was coming from! In nearly every case, it was from an already installed OLD alarm, and not the new one.
  • The 10-year guarantee works for the mechanism. When it comes to the battery, the guarantee applies only to alarms that have sealed lithium batteries. If your smoke alarm has a replaceable battery, check it and replace it or it will surely start chirping, like ours did, in the middle of the night!
  • Every battery has an indicated life. Just remember, you may buy new batteries today but you don’t know how much of that “life” has already expired while the battery was on a shelf somewhere.

Upshot? Simply replace your alarm batteries twice a year when the time changes. A few dollars invested can save your life.

2-Change the batteries in your walkie-talkies.

Same concept: when the emergency hits, if you don’t have fresh batteries, you may have lost an important tool.

Walkie-talkies take AA or AAA batteries. Over the years we have tested different brands and over the years the “winner” in the test has been different every time!

Get the right size, get the longest life available, and TEST them regularly. Every month we catch a couple of dead Walkie-Talkies during our monthly drill. (Of course, if people forget to turn the Walkie-talkies off after the drill, the chances of the batteries going bad are about 100%.) (And corroded batteries can destroy the walkie-talkie, too.)

Don’t have Walkie-talkies for your group or family? Here’s our walkie-talkie reviews to get you started on adding some.

3-Check your fire extinguishers and replace if they have lost pressure.

Fire extinguishers can last many years, but – Do you really remember when you bought yours?

A good extinguisher has a pressure gauge to help you track its functionality. Check the gauge when the time changes, if not more frequently. Not sure if the extinguisher is any good? Get a new one.

Looking to re-charge your extinguisher? We’ve looked, and haven’t found a reasonably-priced service. Maybe you can find one, but chances don’t seem to be very good.

4-Refresh your first aid kits.

We’ve written before about the drawbacks of most purchased first aid kits.

Still, you’ll want to start with a basic kit, and add your own enhancements.

At the left is a starter kit, available at Amazon, that looks even better than ones we’ve recommended before. Click on the image to get full details, but note to start with that this kit has soft sides with pockets labeled so you can see everything at a glance.  (Most of the inexpensive kits that I see are simply a zippered container with contents thrown in.)

Any first aid kit needs customization, and that’s where a regular check-up is important. At the time change, pull together all your kits (from your cars, your Go-Bags, etc.) and look in particular for . . .

  • Small medicine bottles whose contents have dried up completely.
  • Tubes of medicine that have been accidentally crimped or punctured and are oozing gook.
  • Band aids that have torn packaging and thus have lost sterility and stick.
  • Pills that have expired.
  • Scissors or other tools that have mysteriously developed spots of rust.

Repeal and replace as appropriate!

5-Clean out coils and filters to prevent fire.

We’re talking refrigerator, heater, and clothes dryer. All these collect dust and lint in hard-to-see and harder-to-get-to places, and can overheat or even (in the case of the dryer) burst into flames.

Enlist help to move or open any pieces of equipment or access doors, and attack with the wand and the crevice tool of your vacuum cleaner.

When you’ve finished vacuuming, empty its dust container and replace the filter in the vacuum, too.

While we’re on vacuum cleaners, a couple more safety notes:

  • Don’t leave a vacuum cleaner running while you go to another room. It can overheat and start a fire! (Just go onto YouTube to see a number of dramatic examples. . .!)
  • Check the cord and plug of your vacuum to be sure they aren’t damaged or frayed. These cords get hot! (Even the cord of my quite new Navigator gets really warm, just from being in normal use.)

That’s it.

You may have discovered that your 60 minute time change job has turned into a multi-hour project!

However, once you’ve gone through the steps once, it’ll be easier next time. Also, you may be able to turn the whole thing into a family bonding exercise by delegating different jobs to different family members, and presenting it as a contest!

However you get through the 5-point list, you’ll have the satisfaction of knowing your home is good to go for another six months. And you won’t be caught by an emergency just waiting to happen — as represented by the eager dinosaur in the picture!

Virginia
Your Emergency Plan Guide Team

How prepared is your child?

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How prepared is your child?

Ever been accused of being overly protective of your children?

Maybe it’s true. And it’s doing them a disservice, because . . .

When it comes to an emergency situation – you MAY NOT BE THERE to protect your child!

The good news?

Children are trainable! They are resilient! Give them tools to work with, and they can surprise you.

(Heck, this goes on throughout your life as a parent!)

Start where you are.

Here are some questions you can ask your kids to see just how well they would manage BY THEMSELVES in an emergency.

Of course, the first reaction for most small children would be to run crying for you. But what if you are not there? These questions are designed to help your child think past that initial reaction and move through to the next step.

How well the question-answer conversation goes will depend for the most part on your own ability to guide it in a meaningful way – i.e., with the right amount of information for each child. (It’s easy to go overboard . . .!)

But if you can help your child realize that there is a course of action he or she can take that will be smart and that will help . . . then you’ve made a huge difference in how well things will turn out.

So, some sample questions. Pick one to start with.

  1. If there’s a fire in the house, what would you do first?
  2. If you are at the park playing, and you feel an earthquake, what would you do?
  3. If you’re home alone, and you hear our smoke alarm go off, what would you do?
  4. If a policeman is knocking at the door, what would you do?
  5. What if you try to call 911 and no one answers?

These are pretty tough questions. Your child probably won’t be happy even thinking about something happening when he’s alone.

Still, given a bit of encouragement, your children can probably come up with some good ideas.

The purpose of the conversation is to remind your child that emergencies DO happen, to figure out what your child knows already about dealing with them, and then identify more good ideas and turn them into action steps.

Build simple action steps with your child.

What follows are some examples of action steps that might be appropriate. You will build your own list, depending on where you live, the makeup of your household and the skill level of your child.

  • Be sure you can tell a Firefighter or a Police Officer your whole name (first Name, last name) and where you live (your street address). (I’ve met 6 year old children who are unable to talk to adults.)
  • Memorize your home telephone number or a parent’s cell phone number. (This applies to older children, too!)
  • Know at least two ways you can get out of the house. How can you get out of the second floor of the house if you can’t go down the stairs? (Only kids who like the idea of “escaping” have really considered this!)
  • If the lights go out, find a flashlight. (Where?)
  • Fix a meal while you’re waiting for things to get back to normal.
  • When you feel an earthquake, the first thing to do is: ____, ____ and ____. (Children in California schools know this one.) What if the earthquake happens at night when you’re in bed? (Cover your head with the pillow. Don’t jump up and run barefoot through the dark house! Flashlight? Shoes?)
  • Call 911 in an emergency.  (Having a landline will allow even small children to call for help. If teens and adults all just have cell phones, a small child may have no options.)
  • If there’s no answer at 911, what does that mean?
  • Don’t automatically open the door because someone says so. (What else could you do?)
  • When you can’t stay in the house, or can’t reach it, go to our “safe place.”
  • If you have to leave in an emergency, grab your go-bag.
  • In an emergency, wear shoes.
  • And more . . .

Now, it’s on to the most important, third piece of this plan.

Practice the action steps.

When a disaster disrupts your child’s regular routine, a back-up plan THAT’S BEEN PRACTICED will fall into place. Without that practice, the child will likely be unable to make any good decisions.

Every one of the steps you’ve come up with in your conversations can be practiced.

Here are examples that you can use as starters.

  • Go room-by-room through your house and identify 2 exits from each room. (Windows work if they’re not blocked by bushes or bars.) You may want to draw a floorplan of the house and show those exits.
  • Climb to the second floor to see how to get out without going down the stairs. If you have a fire escape or an emergency escape ladder, assemble it and climb down. If you or your child can’t make it down, you can’t count on the ladder to save anyone!
  • Practice reciting address and telephone numbers. The number of your out-of-state contact should be on your list of memorized numbers, too. IF YOUR PHONE IS OUT OR GONE YOU WON”T BE ABLE TO PULL UP NUMBERS FOR AUTOMATIC DIALING.
  • Pick a place for flashlights or emergency lights and make it a game to find every one. Try to keep the lights in their assigned places so you could find them in the dark.
  • Make sure your child can prepare a simple (uncooked) meal while she’s waiting, or get to an emergency snack. This simple job will be reassuringly normal.
  • Practice making phone calls using a variety of phones.
  • Build family go-bags together. Right on top: SHOES (and then a flashlight). Stash the bags in an appropriate place.
  • Grab your go-bag and take a walk to your “safe place” (assembly point) outside the house or further away in the neighborhood. Have the child lead the way. Take the walk again, in the dark.
  • Practice communicating using walkie talkies.

Add more skills as your child gets older.

Schools train children on some of the basics. Boy Scouts and Girl Scouts have emergency preparedness and first aid training, too. FEMA and CERT offer programs especially for high-school-aged children.

If you take your kids camping, that’s a perfect time to practice a whole other group of survival skills: building a fire, understanding how to build a shelter, knowing when it’s safe to drink water, “capturing” water using a plastic bag over a branch, tying knots, using tools, administering basic first aid, reading a compass, etc.

If you are looking for more info on preparing children, consider these resources:

www.fema.gov/children-and-disasters

This page lists a whole collection of resources aimed at different age levels and different audiences (for example, educators, social services, etc.). Some of the programs are co-sponsored by Ready.gov, the Red Cross, Dept. of Education, etc.

https://www.ready.gov

This easily accessible site has good descriptions of what to expect in a particular type of emergency (hurricane, tornado, etc.) and helpful suggestions for building a go-bag. (Don’t forget our Emergency Plan Guide booklet on how to build customized bags.)

The KIDS section at Ready.gov offers a series of simple comic books with accompanying tips for parents and educators.

http://www.savethechildren.org  Resources at this site include some downloadable checklists for parents and for child care professionals. The checklists might be appropriate for members of your emergency response group, too.

In summary . . .

Grab some of the resources listed here, and build disaster preparedness and response reminders and actions into your daily family routines. Add new “content” as your children get older.

Disasters will happen.

Unless you have prepared your children to take action without you being there to tell them what to do . . . they are more likely to be hurt, trapped or at the very least, traumatized.

Protecting your children from disasters isn’t as good as preparing them to get through successfully.

Virginia
Your Emergency Plan Guide Team

More Lessons from Harvey

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Hurricane, downed power lines

 

And now from Irma and Maria . . .

[Note: Please consider using this Advisory as the agenda for a meeting of your neighborhood emergency response team, and include this information in a neighborhood or church newsletter. Share it online. This is information we ALL need to consider!]

The last couple of weeks have been so full of stories about and from hurricane victims that I hesitate to add to the outpouring. But I feel I can’t just sit back and wait for things to settle down. So, here is a continuation of my earlier Advisory on Lessons from Harvey – The First Week.

This Advisory adds observations from Irma and Maria, too.

1. Still the most likely emergency: no power

Texas update: A week after Harvey, I checked the Entergy Texas website. The recurring language (my italics!):

“Power has been restored to all customers in the area impacted by Hurricane Harvey except for customers served by flood damaged equipment, areas that are still flooded, and areas impacted by [specific] substation outages.”

Even as late as last week – nearly 4 weeks after the storm struck —  4,000 were still without power.

Florida update: The outages in Florida from Hurricane Irma were even more widespread. At its height, the power outages affected “62% of the state’s 10.5 million households.”  News reports from five days ago (9-17-2017) say that about 20,000 homes are still dark.

Puerto Rico update: “Puerto Rico’s entire power grid was knocked offline during the storm and the island is facing months without power.”

You have got to be asking yourself,  “How would we fare without power?”

First, it’s important to realize that as an ordinary resident, even after the rain is gone YOU CAN’T FIX YOUR OWN POWER PROBLEMS. That’s why utility teams came to Florida from as far as California to help! These teams have to . . .

  • De-energize dangerous fallen power lines, remove trees from lines, put up new poles, etc. The image above is typical of the mess to be cleared up.
  • Inspect and repair or replace meters that have been flooded.
  • Wait for YOU to get repairs made to your house – repairs that pass inspections — before they can turn the power back on.

All this takes days and days, if not weeks.

Last week, we looked at how to choose battery-operated lanterns for emergency lighting. If you haven’t got your emergency lighting in place yet, head there now. Shelves will be empty if you wait until something happens.

Turning to a generator for longer-term power needs is a completely different decision. We’ve studied this option a number of times, and our neighborhood emergency team purchased a generator some years ago. Questions we had to answer:

  • What would be the limited PURPOSE of the generator? It can’t run everything in a home or office.
  • What size is best? Where would a generator be kept? (Remember in Texas that the back-up generators for the chemical plant were themselves destroyed by the flood.)
  • How much fuel would it need, and where would fuel be stored?

Get professional assistance before making this decision. Here’s an Advisory from earlier this year, with more background information. https://emergencyplanguide.org/portable-generator-safety-update/

And another Advisory focusing on preparing for a power outage in a business setting. https://emergencyplanguide.org/power-outage-at-work/

2. Hidden water problems?

Whenever a disaster involves water, there are additional concerns besides simply having enough water for survivors to drink.

Health care professionals are watching in the aftermath of Harvey and Irma for longer-term health issues including . . .

  • Pollution from sewage. Every image we see of people wading through flood water should make you cringe! These people may be coming directly into contact with sewage. Even the entire water system may have been contaminated. Diseases from sewage pollution can result in death.
  • Chemical pollution. In Texas we all got a powerful lesson about the dangers associated with oil and chemical pollution of water supplies. These dangers are usually not immediate, but could emerge as cancer years after the incident.
  • Mold. Again, when flood water finally withdraws, mold can grow. It’s the danger of mold that prompts people to throw out not just furniture but entire floors and walls, or to abandon their home altogether.
  • Mosquitoes. Standing water after the flood is a perfect breeding ground for mosquitoes and thus increases the chance of viruses like Zika and West Nile and fevers like dengue and chikungunya. Patrol your property and neighborhood and get rid of standing water.

Emergency preparations thus include not just supplies of clean water but also knowledge to help you identify a potential health problem related to polluted water.

3. What about rebuilding after the power comes back on?

Do you have enough money to rebuild your home if it is destroyed by floods? Probably not. That’s where insurance comes in.

Check out this lengthy Advisory about flood insurance. https://emergencyplanguide.org/flood-damage-not-covered-by-insurance/

If there is any chance that you could be hit by heavy rains, flooding or storm surge, you should be asking:

  • What does my Homeowner’s Insurance cover?
  • Do I have to live in a flood plain to get flood insurance?
  • Where do I get flood insurance?
  • Does the National Flood Insurance Program (NFIP) have maximum limits? (Hint: YES)
  • What is covered by NFIP?
  • What isn’t covered?

Whether or not your flood insurance is adequate, given what we’ve seen lately, or whether you should even get insurance, depends on YOUR answers to the questions above.

Note: There’s a lot in the news lately about the flood insurance program being CUT BACK. I’ll try to keep you up to date.

If you have questions about flood insurance for your home, start with the Advisory mentioned above and then talk to your insurance agent.

4. How will businesses fare?

Even if you’re not a business owner, the impact of a huge storm on the local economy will impact you, too.

According to Scott Teel, Senior Director of Communications for Agility Recover Solutions, in most cases it takes a business about 14 days to recover from a natural disaster. FEMA ads some more, and very sobering, statistics: about 40 percent of small businesses will never reopen after a disaster.

It’s not hard to imagine why. Fourteen days is a long time . . .

First, there’s the flood or the rain that causes the business to shut down, sometimes even a couple of days before the storm actually hits. Then the storm hits; over the three-five days of these recent hurricanes we’ve seen restaurants flooded, fishing boats tossed and destroyed, hotels torn apart.

Even if the building itself isn’t damaged, any business that requires electricity to operate or accepts payment via credit card – like that restaurant, a bank, a gas station, you name it! – will lose revenue during a power outage.

During the shut-down, the business will likely lose employees unless it has funds to pay them for this down time. It will likely lose customers, who are forced to look elsewhere for suppliers to keep their own enterprises going.

What can a business do to protect itself?

  1. Some businesses have a disaster plan that gives owners and employees an understanding of what it will take to carry on essential functions. Naturally, these folks have a better chance of making it through.
  2. Other companies’ plans go so far as to maintain arrangements for the company to move to an alternate location to carry on these essential functions. (As you can imagine, these plans can become pricey.)
  3. Some businesses carry special Business Continuation Insurance that will help, although too great a delay in getting payments can still mean the demise of the business.

If your company doesn’t yet have a disaster plan, you can get started building one using our Guide to a Simple Business Continuation Plan. Request your free copy here. https://emergencyplanguide.org/no-business-continuation-plan-is-a-threat-in-itself/

OK, that’s enough for now.

Our first look at recent disasters talked about immediate issues – having enough water, supplies, and an evacuation kit. This second look brings up some of the longer-term issues that may arise: power outages, health concerns, insurances.

It all goes to reinforce what we have learned at Emergency Plan Guide – when the emergency hits, it’s too late to do any planning or preparing!

Do what you can now to prepare. Whatever you do will serve you better than having done nothing.

Virginia
Your Emergency Plan Guide team

P.S. Again, thanks for sharing.